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Real-time fraud, scam & financial-crime defence

Stop fraud before it happens. Keep good customers moving.

Sentri scores every payment in under 50 milliseconds — stopping scams, account takeovers and mule activity across every rail, while genuine customers pass through without friction.

Deploys in your cloud · Your data never leaves your region.

Sentri fraud console showing a high-risk payment case, its risk score, and the reasons it was flagged
Why now

Fraud has outrun the tools banks were built to stop it with.

Payment fraud is costing banks trust, money and time. Scams, account takeovers and mule networks move stolen funds across rails in minutes — while customers expect frictionless payments and blame the bank when anything goes wrong.

Scams slip past the rules

Rules engines miss intent and context. Scams convince customers to pay criminals themselves, and account takeovers walk straight through a correct password.

Batch is already too late

On RTP, SEPA Instant and wires, money moves in seconds. Batch analytics and near-real-time reviews catch the fraud long after the funds — and the customer — are gone.

Silos and false declines

Siloed systems leave blind spots fraudsters exploit across channels — while ~40% of genuine declines are false positives, and 1 in 3 customers leave after a bad fraud experience.

How it works

We don't just score. We decide — in under 50 ms.

Sentri protects every payment end to end: it watches each transaction, login and session in real time, understands the full context, and agrees a decision with your rules — then acts in milliseconds, before the money moves.

01

Watch

  • Card
  • RTP
  • SEPA
  • ACH
  • Wires
  • Wallet
  • Mobile
02

Understand & Decide

  • Customer
  • Device
  • Beneficiary
  • Behaviour
  • Network
  • Rules + AI
03

Act

  • Approve
  • Step-up
  • Hold
  • Recall
  • Open case
Continuous learning loop

Watch every payment

Every payment, login and session flows into Sentri in real time — across card, RTP, SEPA, ACH, wires, wallet and mobile, all on one platform instead of four siloed engines.

Understand the full context

Sentri reads the full picture — customer, device, beneficiary, history and network — fusing 30+ transactional, behavioural, device, language and beneficiary signals into a single risk score.

Decide and act in milliseconds

AI and your rules agree a decision — approve, step-up, review or decline — and the bank acts instantly: hold the payment, challenge the customer, recall funds or open a case.

The Platform

One platform. Zero blind spots.

From the first payment to the final recall, Sentri runs the entire fraud loop on one platform — detecting every kind of fraud, deciding in milliseconds, giving investigators the full picture, and responding with confidence.

Detect

One platform for every kind of fraud

APP scams, account takeover, mule and bust-out rings, synthetic identities, card-not-present and real-time payments — Sentri detects them all across card, RTP, SEPA, ACH, wires, wallet and mobile, never in silos.

  • APP scams
  • Account takeover
  • Mule & rings
  • Synthetic ID
  • Card / CNP
  • RTP & wires
Sentri detection view showing card, RTP, SEPA, ACH, wire, wallet and mobile channels feeding a single fused risk score.
Decide

Score every payment in milliseconds

Sentri fuses 30+ transactional, behavioural, device, network, language and beneficiary signals into one risk score — then approves, steps up, holds or declines in under 50ms, so genuine customers never feel it.

  • 30+ signals
  • Behavioural biometrics
  • Risk score
  • Step-up / decline
  • Under 50ms
Sentri decision queue with payments scored by risk and ordered from high risk down to low.
Investigate

Your investigators, in one workspace

Every case opens with the full picture — a plain-English 'why we flagged it', the event timeline, and a graph lens onto payees, devices and mule networks — so analysts work each case faster, with full context.

  • Why we flagged it
  • Case timeline
  • Graph lens
  • SLAs & queues
  • One-click evidence
Sentri case view showing a risk score, a plain-English reason list, and an event timeline for a flagged payment.
Respond

Act on fraud with dual control

Hold a payment, freeze an account or recall funds in a click — high-impact actions gated behind two-person approval, every signal, decision and step recorded to a tamper-evident audit trail you can export in one click.

  • Hold payment
  • Freeze account
  • Recall funds
  • Dual control
  • Audit trail
Sentri response console listing hold payment, freeze account and recall funds actions gated by two-person approval and a tamper-evident audit trail.
FAQ

Frequently asked questions.

The short version of how Sentri fits alongside your rules, how it decides without slowing customers down, and where your data lives.

No — Sentri runs your rules and its AI models together in one decision engine. Deterministic rules, gradient-boosted classifiers, anomaly detectors and graph risk scores all compose into a single, explainable decision. You keep the rules you trust and add the detection they miss, on one platform instead of four siloed engines for card, wire, digital and onboarding.

Get a demo

Bring Sentri to your bank.

See Sentri score your live traffic in a tailored proof-of-value — measurable KPIs, shadow mode, zero customer impact.